Personal Injury claims the industry
Since the establishment, of third party liability in Donoghue v Stevenson  the law of tort has steadily evolved. The last decade has seen the law in respect of personal injury and third-party liability explode into an industry and a whole new field in which solicitors can practice. As with any industry that grows so rapidly there have been and still are some teething problems which if the client is not careful can result in financial loss and not to mention stress and huge drain on ones personal time. Hogle
So what are the mistakes to avoid
As the industry grew so did the rogue’s. Initially teamed with like-minded law firms these rogue claims referral companies tied there clients into scrupulous loan agreements and unnecessary insurance policies. These loan agreement and insurance policies would then be deducted from the claimants personal injury claims compensation. This practice was highly frowned upon by the legal community and the media which later resulted in many firms and claims referral companies voluntarily setting a standard of service by joining organizations like the claims standards council. Long story cut short with the introduction of the ministry of justice this practice soon became obsolete. However till this day there are firms that still deduct a fee substitute from the claimants compensation. Make sure before you sign any agreements or give any details you clarify that no fees should be charged to you and no deductions should be made to your compensation.
Whats the best route to take
In my opinion using a good claims management company to make your personal injury claim is probably the best route. My reasoning for this advice is simply because a good claims management company will have a panel of specialist personal injury lawyers. These specialists personal injury solicitors will specialise in different area of personal injury law. Now if you have been involved in a car accident you will want a personal injury lawyer who specialises in car accident claims and not a solicitor who is jack of all trades. You wouldn’t want builder to carry out your plumbing repairs would you? Also a lot of good claims management companies insist their panel members work on a no win no fee 100% compensation basis making it a safe deal for claimants.
Car accident claims and road traffic accidents
By far one of the most popular type of personal injury claim today comes as a result of a road traffic incident. Here one party causes (also referred to as the third-party) the accident and one party or more suffers as a result. If the causation of the accident isn’t disputed by the third-party or their insurance company, the insurance company of the third party will then start to negotiates with the claimants personal injury lawyers to come to a settlement.
The claimants solicitors will normally gather medical evidence to prove and assess the extent of the injury together with an assessment of damages. this will give them an indication of how much the compensation should be. At this point normally the third-party will start to make an offer or offers to settle the claim which in return will be communicated to the claimant by the solicitor. At this point the claimant can accept or reject the offer or make a counter offer. If a counter offer is made the insurance company can accept if they believe it to be reasonable or reject.
If the offer or counter offer is rejected by the claimant or third-party insurers the claim can be bought to a court. If however the offer or counter of is accepted the compensation will be issued to the claimant for the personal injury claim please be advised once the offer has been accepted the claimant will not be able to pursue any further damages in respect of this personal injury claim.